Loans
Auto Loans
Whether it’s a new – or new to you – auto, we are proud to offer some of the most competitive rates nationwide! Get your pre-approval today and negotiate with confidence.
- Competitive Rates
- No monthly fees or prepayment penalties
- Flexible Terms (up to 84 months)
- Rate discounts available
- Easy, convenient application process
- Loan Payment Protection/Insurance
- Personalized member service
- Expert vehicle advisors
- GAP Insurance
- Extended Warranty Protection
- Automatic loan payments from your Peoples FCU checking or savings account
- 24/7 access to current balances, transaction history, payment due dates
Mortgages and Home Equity Lines of Credit
Mortgages
Dreaming of a new home, or do you need to refinance your existing for a better rate? Peoples FCU has a program to fit your needs!
- Purchase or Refinance.
- FHA/VA/USDA/First Time Buyer Programs available.
- Manufactured Home financing available. Call for details.
- Automatic loan payments from your Peoples FCU checking or savings account.
- 24/7 access to current balances, transaction history, payment due dates.
- Bi-Weekly loan payment options. No prepayment fees or penalties.
Contact me so I may exceed your expectations!
Tyra Moore
Mortgage Loan Officer ~ NMLS # 87522
304-722-2274, x-114
FAX 304-722-2285
tmoore@peoplesfcu.com
Home Equity Lines of Credit
Allow the equity in your home to work for you! Whether it’s a dream renovation, dream vacation, or dream education, the equity in your home can allow all of your dreams to come true!
- Borrow up to 90% of your Home’s Equity.
- Manufactured Homes (Doublewide or Larger) on permanent foundation eligible.
- Use what you need when you need it, up to the amount of your credit line.
- Monthly payments based on what you owe and drop as you pay the line down.
- Peoples FCU pays closing costs.
- Call for details.
Recreational Loans
Is it time for some fun? Peoples FCU finances a plethora of recreational vehicles, new and used: boats, RV, PWC, motorcycles, and ATVs with great rates and flexible terms.
- Competitive Rates
- Flexible Terms
- Rate discounts available
- Online Application
- Automatic loan payments from your Peoples FCU checking or savings account
- 24/7 access to current balances, transaction history, payment due dates

Business Lending

We have partnered with Cooperative Business Services to help make business loans available to you!
Cooperative Business Services (CBS) specializes in helping small business owners finance their business expenses and continue on their path to a successful future.
CBS partnered with us to deliver competitive financing tailored to your individual business needs, such as:
Commercial Real Estate
Machinery & Equipment
SBA (Small Business Association) Loans (504 & 7a)
Up to $7,500,000 with as little as 10% down.
If you are interested, please contact Thomas “T.J.” Simyak, Assistant Vice President, Business Development at 1.888.697.9555 ext. 109 or tsimyak@cbscuso.com
Miscellaneous Loans

Have you found the perfect piece of property? Do you need some extra equipment for your lawn or farm? Or, does your furniture need spruced up a bit? We have financing available for new and used lawn, tractor, and farm equipment, property purchases, and home furnishings!
- Competitive Rates
- Flexible Terms
- Rate discounts available
- Online Application
- Automatic loan payments from your Peoples FCU checking or savings account
- 24/7 access to current balances, transaction history, payment due dates