Rates

Loan Rates Based on Consumers Credit Score

SHARE ACCOUNTS

*Prospective rate quoted is compounded daily – Paid Monthly.

**Prospective rate quoted is compounded daily – Paid Annually.

***$5,000.00 Minimum Opening Balance.

****Prospective rate quoted is average daily balance – Paid Monthly.

*****$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.

LOANS / APR APR AS LOW AS   APR/APY MEMBERS PREFERRED
AS LOW AS
SIGNATURE 7.95 %
NEW AUTO 2.49 % 1.99 %
NEW BOAT / RV 4.50 % 4.00 %
NEW PWC 4.50 % 4.00 %
NEW MOTORCYCLE 4.50 % 4.00 %
NEW ATV 4.50 % 4.00 %
USED AUTO 2.49 % 1.99 %
USED BOAT / RV 4.50 % 4.00 %
USED PWC 4.50 % 4.00 %
USED MOTORCYCLE 4.50 % 4.00 %
USED ATV 4.50 % 4.00 %
PROPERTY 8.00 %
HOME EQUITY LINE OF CREDIT 5.00% VARIABLE
FROZEN SHARE / MONEY CLUB / CERTIFICATE 4.00 %
HOME FURNISHINGS / ELECTRONICS 8.95 %
NEW LAWN /  TRACTOR / FARM EQUIPMENT 7.95 %
USED LAWN /  TRACTOR / FARM EQUIPMENT 6.95 %
HOME MORTGAGE CALL FOR RATE
CHRISTMAS/VACATION LOAN (WHEN AVAILABLE) 4.99 %
LOAN RATES BASED ON CONSUMERS CREDIT SCORE
SHARE ACCOUNTS APR / APY   APR / APY
MEMBERS PREFERRED
REGULAR SHARES* 0.15 / 0.15 %
CHRISTMAS / VACATION CLUB ACCOUNTS** 0.50 / 0.50 %
MONEY CLUB $          0.01   TO  $ 5,000.00***/**** 0.15 / 0.15 %
MONEY CLUB $  5,000.01   TO  $25,000.00**** 0.20 / 0.20
MONEY CLUB $25,000.01  AND  OVER**** 0.30 / 0.30 %
6 MONTH SHARE CERTIFICATE***** 0.55 / 0.55 % 0.65 / 0.65 %
1 YEAR SHARE / IRA CERTIFICATE***** 0.70 / 0.71 % 0.80 / 0.80 %
18 MONTH SHARE / IRA CERTIFICATE***** 0.85 / 0.85 % 0.95 / 0.95 %
2 YEAR SHARE / IRA CERTIFICATE***** 1.05 / 1.06 % 1.15 / 1.16 %
3 YEAR SHARE / IRA CERTIFICATE***** 1.20 / 1.21 % 1.30 / 1.31 %
IRA* 0.75 / 0.75 %
COVERDELL EDUCATIONAL SAVINGS ACCOUNT* 0.75 / 0.75 %