Rates

Loan Rates Based on Consumers Credit Score

SHARE ACCOUNTS

*Prospective rate quoted is compounded daily – Paid Monthly.

**Prospective rate quoted is compounded daily – Paid Annually.

***$5,000.00 Minimum Opening Balance.

****Prospective rate quoted is average daily balance – Paid Monthly.

*****$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.

All collateral loans (excluding mortgages) receive 0.25% APR discount with a pre-approval

Loans APR as low as APR Member Preferred as low as
Signature 8.20%
New Auto 2.74% 2.24%
New Boat/RV 4.75% 4.25%
New PWC 4.75% 4.25%
New Motorcycle 4.75% 4.25%
New ATV 4.75% 4.25%
Used Auto 2.74% 2.24%
Used Boat/RV 4.75% 4.25%
Used PWC 4.75% 4.25%
Used Motorcycle 4.75% 4.25%
Used ATV 4.75% 4.25%
Property 8.00%
Home Equity Line of Credit 4.75% Variable
Frozen Share/Money Club/Certificate 4.00%
Home Furnishings/Electronics 8.95%
New Lawn/Tractor/Farm Equipment 7.20%
Used Lawn/Tractor/Farm Equipment 8.20%
Instant Cash Line of Credit 7.99%
Home Mortgage Call for rate
Share Accounts APR/APY APR/APY Members Preferred
Regular Shares* 0.15/0.15%
Christmas/Vacation Club Accounts** 0.25/0.25%
Money Club $0.01-$5,000.00***/**** 0.15/0.15%
Money Club $5,000.01-$25,000.00**** 0.20/0.20%
Money Club $25,000.01 and over**** 0.25/0.25%
6 month share/IRA certificate***** 0.25/0.25% 0.35/0.35%
1 year share/IRA certificate***** 0.30/0.30% 0.40/0.40%
18 months share/IRA certificate***** 0.35/0.35% 0.45/0.45%
2 year share/IRA certificate***** 0.35/0.35% 0.45/0.45%
3 year share/IRA certificate***** 0.40/0.40% 0.50/0.50%
IRA* 0.30/0.30%
Coverdell Educational Savings Account 0.30/0.30%
Jumbo Share Certificate APR/APY APR/APY Members Preferred
$100,000.00 -  $149,999.99
-          1 year 0.30/0.30% 0.40/0.40%
-          2 years 0.35/0.35% 0.45/0.45%
-          3 years 0.40/0.40% 0.50/0.50%
$150,000.00 – $199,999.99
-          1 year 0.30/0.30% 0.40/0.40%
-          2 years 0.35/0.35% 0.45/0.45%
-          3 years 0.40/0.40% 0.50/0.50%
$200,000.00 and over
-          1 year 0.35/0.35% 0.45/0.45%
-          2 years 0.40/0.40% 0.50/0.50%
-          3 years 0.45/0.45% 0.55/0.55%

 

Equal Housing Lender and Federally Insured by NCUA