Services


Indirect Lending

For added convenience, we offer indirect lending with approved dealerships.  Just tell your salesperson you want Peoples Federal Credit Union to finance your auto or recreational vehicle, and we can process the deal while you wait at the dealership!

For more information, please contact Carrie Casto, Indirect Loan Officer, at:
ccasto@peoplesfcu.com or 304-722-2274 extension 111.

Purchasing a new car

Card Services

Available 24/7 for debit cardholders: 

  • To activate and select/change PIN number, 1.866.985.2273
  • To report lost/stolen debit card, 1.800.449.7728
  • Cardholder service number, 1.866.820.1043

 

Credit Cards:

Peoples Federal Credit Union has partnered with Elan Financial Services to provide VISA® Credit cards.

Debit Cards:

Peoples FCU also offers the VISA® Debit Card to access your checking account. Contact Member Services to request an application..

Gift Cards:

Are you struggling to find the right gift? How about a Visa Gift Card that can be used anywhere Visa is accepted? You can order online by clicking here, or visit your nearest branch to purchase a card today! Your cost of the card is $3.50 each.

For customer service, call 1-866-244-5360 or visit www.harlandclarkegiftcard.com

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Online Banking

Online Banking & Bill Pay


Online Banking: 

Use our online secure internet banking today. It’s fast, easy and convenient. By using our internet banking you are able to perform your transactions and view your account online twenty-four hours a day, even pay your Visa card, seven days a week.

For new users, you may signup to use Peoples 24/7 by visiting us during our lobby hours or filling out an enrollment form here.
NOTE:  In order to protect your account, we may need to verify your identity.

Bill Pay: 

Time is valuable. Stopping by the post office to pick up stamps, sitting down to write out a share draft for each bill, and remembering to drop them in the mail doesn’t always fit into the hustle and bustle of daily life. There is a better, more convenient way to pay your bills!

The service is Electronic Bill Pay; and it’s available at Peoples FCU! While the credit union can’t actually supply the funds to pay your bills, it can help eliminate the stress and time constraints associated with doing so. Electronic Bill Payment makes it easy and convenient to handle all of your bill paying online…and it’s FREE!

You must receive e-statements from PFCU to qualify for Electronic Bill Pay. To enroll, log into your Peoples 24/7 account and, above your account information, choose Bill Pay to get started.

Members Express Line (MEL):

Use your touch tone phone to make inquiries and transfer funds. You may contact the Members Express Line at 304-722-1805 or toll-free
at 1-800-845-6883.

Fees


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Dollar signs
Piggy Bank Savings
  • Account reconciliation/research – $50.00 per hour
  • CDI insurance – dependent upon loan amount (see loan officer)
  • Copy of statement(s) – $1.00 per page
  • Draft photocopy – $3.50 per item
  • Extension agreement – $25.00 per month
  • Fax to an out-of-area number – $1.00 per page
  • GAP insurance – dependent upon collateral (see loan officer)
  • Garnishment – $50.00 per item
  • Legal process – $75.00 per occurrence
  • Loan Life Protection insurance – dependent upon loan amount (see loan officer)
  • Mortgage application – $75.00 per loan
  • Overdraft/non-sufficient funds (ODP) – $25.00 per item
  • Overdraft protection transfer (limit six per month) – $3.00 per transfer
  • Personal drafts (checks) – priced by style
  • Reinstate closed share draft account – $35.00 per account
  • Return of deposited item – $25.00 per item
  • Safe deposit boxes (annually):
    • 3×5 – $15.00
    • 5×5 – $20.00
    • 3×10 – $25.00
    • 5×10 – $35.00
    • Change locks – $200.00
    • Drill box – $200.00
  • Stop payment – $25.00 per item
  • Tax levy – $50.00 per item
  • Wire transfer (outgoing) – $15.00 per wire
  • Wire transfer (outgoing international) – $25.00 per wire
  • VSI insurance – $150.00 per vehicle loan