Services

Indirect Lending

For added convenience, we offer indirect lending with approved dealerships. Just tell your salesperson you want Peoples Federal Credit Union to finance your auto or recreational vehicle, and we can process the deal while you wait at the dealership!

For more information, please contact Carrie Casto, Indirect Loan Officer, at:
ccasto@peoplesfcu.com or 304-722-2274 extension 111.

Partnered Dealerships

Card Services

Available 24/7 for debit cardholders:

To activate and select/change PIN number, 1.866.985.2273
To report lost/stolen debit card, 1.800.449.7728
Cardholder service number, 1.866.820.1043

Credit Cards:

Peoples Federal Credit Union has partnered with Elan Financial Services to provide VISA® Credit cards.

Click here to complete a VISA® Credit Card Application
Click here for existing cardholders
Lost or stolen credit card, contact Card Member Services at 1.800.558.3424.

Debit Cards:

Peoples FCU also offers the VISA® Debit Card to access your checking account. Contact Member Services to request an application..

Gift Cards:

Are you struggling to find the right gift? How about a Visa Gift Card that can be used anywhere Visa is accepted? Visit your nearest branch to purchase a card today! Your cost of the card is $3.50 each.

For customer service, call 1-866-244-5360 or visit www.harlandclarkegiftcard.com

Online Banking & Bill Pay

Online Banking:

Use our online secure internet banking today. It’s fast, easy and convenient. By using our internet banking you are able to perform your transactions and view your account online twenty-four hours a day, even pay your Visa card, seven days a week.

For new users, you may signup to use Peoples 24/7 by visiting us during our lobby hours or filling out an enrollment form here.
NOTE: In order to protect your account, we may need to verify your identity.

Bill Pay:

Time is valuable. Stopping by the post office to pick up stamps, sitting down to write out a share draft for each bill, and remembering to drop them in the mail doesn’t always fit into the hustle and bustle of daily life. There is a better, more convenient way to pay your bills!

The service is Electronic Bill Pay; and it’s available at Peoples FCU! While the credit union can’t actually supply the funds to pay your bills, it can help eliminate the stress and time constraints associated with doing so. Electronic Bill Payment makes it easy and convenient to handle all of your bill paying online…and it’s FREE!

You must receive e-statements from PFCU to qualify for Electronic Bill Pay. To enroll, log into your Peoples 24/7 account and, above your account information, choose Bill Pay to get started.

Members Express Line (MEL):

Use your touch tone phone to make inquiries and transfer funds. You may contact the Members Express Line at 304-722-1805 or toll-free
at 1-800-845-6883.

Fees

Checking Account Fees
• Overdraft - $25.00/item
• Non-Sufficient Funds (NSF) - $25.00/item
• Returned Item - $25.00/item
• Stop Payment - $25.00/item
• Check Printing - Prices vary depending upon style
Other Service Fees
• Account Reconciliation and Research - $50.00/hour
• Photocopy of Cancelled/Cleared Checks - $3.50/copy
• Reinstate Closed Checking - $35.00/account
• Overdraft Transfer - $3.00/transfer
• Copy of Statements - $1.00/copy
• Account Activity Printout - $1.00/page
• Deposited Item Return - $25.00/each
• Wire Transfer: Domestic Incoming - FREE
• Wire Transfer: Domestic Outgoing - $15.00/each
• Wire Transfer: International - $25.00/transfer
• Card Replacement - $10.00
• Overdraft Privilege (ODP) - $25.00/item
• Overdraft (maximum charged per day) - $200.00
• Extension Agreement or Skip Pay - $25.00/month
• Tax Levy - 50.00/item
• Garnishment - $50.00/item
• Escheatment Service - $75.00
• Inactive and Low Balance Account (Inactive for 12 months and balances of less than $500.00) - $5.00/month
• Verification of Deposit - $10.00
• Verification of Deposit (faxed) - $20.00
• Bad Address/Undeliverable Mail - $5.00/month
• Account Close within 90 days - $25.00
• Cashier’s Check - $5.00 after 1 free per day
• Foreign Item Collection - $25.00
• Check by Phone - $6.00
• Fax Service (Incoming/Outgoing) - $1.00/page
• Notary Service - FREE
• Bill Pay (offered with a valid checking account) - FREE
Safe Deposit Box Fees
• 3 x 5 - $15.00/year
• 5 x 5 - $20.00/year
• 3 x 10 - $25.00/year
• 5 x 10 - $35.00/year
• 7 x 10 - $40.00/year
• Change of Locks - $200.00/item
• Drilling of Boxes - $200.00/box

Effective Date: 03.01.19