Services
Indirect Lending
For added convenience, we offer indirect lending with approved dealerships. Just tell your salesperson you want Peoples Federal Credit Union to finance your auto or recreational vehicle, and we can process the deal while you wait at the dealership!
For more information, please contact Carrie Casto, Indirect Loan Officer, at:
ccasto@peoplesfcu.com or 304-722-2274 extension 111.

Partnered Dealerships
- Burdette Camping
- Gallia Auto Sales
- J. Turner Automotive
- Joe Holland
- John Sang
- Larry Dawson's Auto Sales
- Mark Porter Auto Group
- Moore's Used Cars
- Moses Auto Group
- Mountain State Pre-Owned
- Smith Superstore
- The Great Outdoors
- Thornhill Ford-Lincoln
- Tim Short
- Town & Country Pre-Owned
- Walker Chevrolet
- Walker Dodge, Jeep, Ram
- Wheels & Deals
- WV Auto Sales
- Yes Chevrolet
Card Services
Available 24/7 for debit cardholders:
- To activate and select/change PIN number, 1.866.985.2273
- To report lost/stolen debit card, 1.800.449.7728
- Cardholder service number, 1.866.820.1043
Credit Cards:
Peoples Federal Credit Union has partnered with Elan Financial Services to provide VISA® Credit cards.
- Click here to complete a VISA® Credit Card Application
- Click here for existing cardholders
- Lost or stolen credit card, contact Card Member Services at 1.800.558.3424.
Debit Cards:
Peoples FCU also offers the VISA® Debit Card to access your checking account. Contact Member Services to request an application..
Gift Cards:
Are you struggling to find the right gift? How about a Visa Gift Card that can be used anywhere Visa is accepted? Visit your nearest branch to purchase a card today! Your cost of the card is $3.50 each.
For customer service, call 1-866-244-5360 or visit www.harlandclarkegiftcard.com


Fees



- Account reconciliation/research – $50.00 per hour
- CDI insurance – dependent upon loan amount (see loan officer)
- Copy of statement(s) – $1.00 per page
- Draft photocopy – $3.50 per item
- Extension agreement – $25.00 per month
- Fax to an out-of-area number – $1.00 per page
- GAP protection – dependent upon collateral (see loan officer)
- Garnishment – $50.00 per item
- Legal process – $75.00 per occurrence
- Loan Life Protection insurance – dependent upon loan amount (see loan officer)
- Mortgage application – $75.00 per loan
- Overdraft/non-sufficient funds (ODP) – $25.00 per item
- Overdraft protection transfer (limit six per month) – $3.00 per transfer
- Personal drafts (checks) – priced by style
- Reinstate closed share draft account – $35.00 per account
- Return of deposited item – $25.00 per item
- Safe deposit boxes (annually):
- 3×5 – $15.00
- 5×5 – $20.00
- 3×10 – $25.00
- 5×10 – $35.00
- Change locks – $200.00
- Drill box – $200.00
- Stop payment – $25.00 per item
- Tax levy – $50.00 per item
- Wire transfer (outgoing) – $15.00 per wire
- Wire transfer (outgoing international) – $25.00 per wire
- VSI insurance – $150.00 per vehicle loan