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APR = Annual Percentage Rate, APY=Annual Percentage Yield.

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Nothing kills a post-vacation buzz faster than the arrival of a high interest credit card bill you know you can’t pay off. Instead, use a vacation loan from Peoples Federal Credit Union to finance your fun. Start by setting up a spending plan for your travel and entertainment expenses. Planning ahead can also save you money: Use websites such as kayak.com, expedia.com, retailmenot.com and others to search for bargains. Remember, not all airlines or hotels will be listed there, so check those individual websites as well. Once you’ve determined your budget, contact Peoples Federal Credit Union about your vacation loan. Sign up for automatic payment so you never have to worry about missing a payment due date. Then relax and enjoy your time off knowing that you’ve got your vacation covered.