Mortgages & Home Equity Lines of Credit

• Purchase or Refinance.
• FHA/VA/USDA/First Time Buyer Programs available.
• Manufactured Home financing is available. Call for details.
• Automatic loan payments from your Peoples FCU checking or savings account.
• 24/7 access to current balances, transaction history, and payment due dates.
• Bi-weekly loan payment options. No prepayment fees or penalties.

• Borrow up to 90% of your Home’s Equity.
• Manufactured Homes (Doublewide or Larger) on permanent foundation eligible.
• Use what you need when you need it, up to the amount of your credit line.
• Monthly payments based on what you owe and drop as you pay the line down.
• Peoples FCU pays closing costs.
• Call for details.

1. Most recent 30 days paystubs from your employer or award letters for SS and/or pensions
2. Most recent two years W2 forms and full tax returns/or 1099's
   If self-employed, need 3 years of tax returns (most recent).
3. Most recent 30-day bank statements for any checking or savings accounts not with PFCU (all pages of each statement)
4. Quote for Homeowners Insurance
5. Purchase agreement signed and dated by seller and purchaser
6. Copy of ID
7. Completed application and disclosures

1. Most recent 30 days' paystubs from your employer or award letters for $$ and/or pensions received
2. Most recent two years W2 forms and/or 1099's.
   If self-employed, need tax returns
3. Most recent 30-day bank statements for any checking or savings accounts not with PFCU (all pages of each statement)
4. Copy of Deed to home (if available)
5. Copy of Homeowners Insurance
6. Mortgage Statement from the present mortgage

1. Most recent 30 days' paystubs from your employer or award letter for $$ and/or pensions received
2. Most recent two years W2 forms and 2 full tax returns (most recent) / or 1099's. If self-employed, need 3 years of full tax returns, including all schedules
3. Most recent 30-day bank statements for any checking or savings accounts not with PFCU (all pages of each statement)
4. Copy of deed to home (if available)
5. Copy of homeowners insurance
6. Mortgage statement from the present mortgage

Tyra Moore

VP Lending / Risk Management

NMLS # 87522

Peoples Federal Credit Union