Savings Accounts

• In credit union language, this is your savings account.
• The credit union requires a $5.00 deposit (par value) to your primary savings account, which remains on deposit to insure your membership privileges.
• Dividends are compounded daily and paid monthly.

Eligibility of Membership

Individuals who live, work, worship, volunteer, or attend school in Kanawha, Mason, and Putnam counties in WV, businesses, and other legal entities located in these areas, along with their immediate family members, are eligible for membership.

Why join Peoples Federal Credit Union?

Joining Peoples Federal Credit Union means becoming part of our family. We are dedicated to providing the support you need to achieve your financial goals while delivering the exceptional credit union experience you deserve.

Peoples Federal Credit Union is your "Financial First Responder" providing:

• Exceptional Service
• Powerful Products with Great Rates
• Low Fees, Low Charges
• Convenient Banking
• Home Buying Made Easy
• Special Offers and Discounts

Share Accounts	APY (Annual Percentage Yield)
Regular Shares*	0.15%

*Prospective rate quoted is compounded daily – Paid Monthly.

Peoples Federal Credit Union (PFCU) offers preferred dividend and lending rates to Peoples Preferred Club members.

Benefits

• Offers members a 50-basis point discount on all new and used auto, RV, lawn, tractor, and farm equipment loans.
  Example: A new auto loan with an APR of 7.00% would qualify for an APR of 6.50%.
• Club members will receive 10 basis points added to their Annual Percentage Yield (APY) on regular and IRA share certificates for the term opted. Example: A share certificate with an APY of 3.15% would be increased to 3.25%
• Members age 55+ would qualify for one (1) FREE box of checks annually (Note: One per household).

Requirements

• PFCU membership.
• A PFCU share draft (Checking) account
• One of the following:
  1. Bill Pay
  2. Instant Cash Line of Credit
  3. Home Equity Line of Credit
  4. Enroll in Peoples 24/7 and receive e-statements
• Current and future loans must be directed to be on direct pay or transfer.
• Payroll deposit (where applicable), retirement, or Social Security (SSI) payments must be directly deposited to PFCU.