Share Certificates

Maximize Your Savings: Earn Higher Dividends with a Share Certificate

If you have extra savings and want to earn higher dividends than a regular savings account, checking account, or money market account, consider opening a share certificate.

Share Certificates - $1,000 Minimum Deposit

• Dividends are compounded daily and paid monthly.
• Choose to have dividends posted to your savings account or re-invest dividends in your certificate.
• Member may invest in a 6-month, 1-year, 18-month, 2-year, or 3-year share certificate.
• To view rates yielded for each term, please see our rates.
• Penalty for early withdrawals.
• After the certificate is opened, the dividend rate is fixed for the term.

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Share Certificates

Share Certificates	APY (Annual Percentage Yield)	APY Peoples Preferred Club
6 month Share Certificate	2.53%	2.63%
1-year Share Certificate	3.15%	3.25%
18 months Share Certificate	3.30%	3.41%
2-year Share Certificate	3.30%	3.41%
3-year Share Certificate	3.05%	3.15%

$1,000.00 Minimum Deposit – Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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Jumbo Share Certificates

Available in 1, 2, & 3 year terms

Tiered by:
$100,000.00 - $149,000.00
$150,000.00 - $199,999.99
$200,000.00 and over

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Jumbo Share Certificates

Jumbo Share Certificates	APY (Annual Percentage Yield)	APY Peoples Preferred Club
$100,000.00 - $149,999.99
1 Year	3.30%	3.41%
2 Years	3.41%	3.51%
3 Years	3.20%	3.15%
$150,000.00 - $199,999.99
1 Year	3.35%	3.46%
2 Years	3.51%	3.61%
3 Years	3.25%	3.36%
$200,000.00 and over
1 Year	3.41%	3.51%
2 Years	3.56%	3.67%
3 Years	3.30%	3.41%

Compounded Daily – Paid Monthly.
Penalty may be imposed for early certificate withdrawal

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